Mortgage Template

Everyone has a dream home but a home is a costly affair. It is not easy for an individual to purchase a home by cash. Hence, a mortgage loan is usually taken out for a home by an individual.

A mortgage template can contain a lot of useful information for the homeowner to track his loan. It will help him not to miss a repayment which may result in a penalty on his loan. If it is an electronic mortgage template, it can include formulae for computations of various types of figures in the loan.

A mortgage template can record:

* Loan amount

* Interest rate

* Balance

* Extra payment

* Mortgage summary

* Fixed rate or ARM

* Tax deduction

* Length of loan

* Monthly payment

The mortgage template can also compute the balance payment of the mortgage loan by inputting the loan amount, interest rate and duration of loan (years). This column will allow the homeowner to note the outstanding periods and amounts of payment; hence, he can budget properly every month.

Mortgage loan borrowers are always happy to note the decreasing quantum of outstanding repayment on their mortgage loan from this mortgage template.

You can always refer to the mortgage amount paid for any year or identified the total taxes or interests incurred on the loan. A mortgage template can also include charts based on the above pieces of information to formulate diagrams of your mortgage loan.

Consider the attached sample template for your convenience.

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NPV Template

NPV, or Net Present Value, refers to the sum of cash flows in a business. It can also record future cash flows that will come in like coupons and bonds. A NPV can also record the cash outflow which is usually the purchase price; this refers to the difference between the PV of future cash flows and the purchase price.

The NPV is a primary tool in discounted cash flow analysis which is normally used for assessing the time value of money in appraising long-term projects. It is widely used in the business for capital budgeting, as in the arena of economics, accounting and finance. It measures the surplus or shortfall of cash flows with financing charges in present value terms.

The NPV records the performance of some cash flows and the relevant discount rates to display a price.

A NPV template can record:

* Cash investment

* Expected cash returns

* Expected discount percentages

* Projected NPV

* Year

* Cash Return

* Calculation of reciprocal discount rate

* Cash out

* Cash in

* Discounted flow by specific year

The NPV template allows the user to enter the cash investment, which is a cash flow in, and a cash return, which is a cash flow out. The discount rate % assumption for each year is also input, except for the starting year (year 0).

Hence, the NPV template will automatically compute the cash out, cash in and discounted flow at each year.

Consider the attached sample template for your convenience.

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Nurse Advisor Template

A nurse is a noble profession. To be a nurse advisor, one must have had many years of experience as a nurse with a sufficient amount of exposure in the medical or healthcare industry. A nurse advisor is an important position to nurses especially nursing graduates or aides. The latter are new to the nursing profession and need strong encouragement from those with experience to guide and motivate them.

A nurse advisor must be a humble and learned person who has undergone many life experiences from her work environment. She must be caring and sympathetic with the right words of comfort for the nursing trainees and patients. She needs to have the charisma to lead and impact her charges. She may be the listening ear to the woes, fears and discouragements of the nursing force.

A nurse advisor may be a trainer of nurses in nursing colleges, hospices and hospitals. She can be involved in budgets, policies and procedures related to nursing care in any healthcare environment. She is involved in management issues. She can specialize in any area of healthcare such as pediatrics, gynecology, home convalescence, senior care, general practices or ENT.

A nurse advisor resume template may have the following information:

* Nurse Advisor’s personal information

* Career Objective

* Nursing Qualifications

* Nursing Experiences

* Career Achievements

* Special assignments and responsibilities

* Types of healthcare environment exposure

* Trainings undertaken

* Trainings and demos presented

* References

Consider the attached sample template for your convenience.

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Nurse Auditor Template

Nursing has always been a noble profession but with the high demand of quality in the nursing industry, a nurse auditor is a well sought professional. A nurse auditor needs to be well versed with the nursing medical terms and environment with a preferred span of experience. A nurse auditor is important in ensuring the standard of medical care applied by nurses to their patients.

A nurse auditor needs to be familiar with clinical audit program to be supportive of the hospitals’ clinical audit governance objectives. A nurse auditor needs to work closely with clinical audit leads and service managers to deliver such related results in the specific timeframe. The objective is to suggest or recommend improved nursing programs.

A nurse auditor must also be familiar with budgets, policies and procedures related to nursing care in any healthcare environment. She is involved in management issues. She should be well versed of the changes in the nursing industry to make the relevant recommendations to enhance the nursing industry.

A nurse auditor must be fair with a high level of integrity while performing her role.

A nurse auditor resume template may have the following information:

* Nurse Auditor’s personal information

* Career Objective

* Nursing & Auditing Qualifications

* Nursing & Auditing Experiences

* Career Achievements

* Special assignments and responsibilities

* Types of healthcare & audit environment exposure

* Trainings undertaken

* Recommended nursing improvements

* Recommended audit programs

* References

Consider the attached sample template for your convenience.

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Home Mortgage Template

A home is a very important asset to everyone, especially when you are of age and start working. You would probably want to move out from your parents’ home to have your own house; but it is not cheap to own a house.

When you do decide to purchase a house, you must be able to make repayments on a regular basis for many years; sometimes from 10-25 years to pay off your home mortgage loan. Hence, a home mortgage is a good piece of document to keep track of how much and when you have to pay the bank with a display of the outstanding loan amount to clear in what time frame.

These are very important information which allows you to make further plans for your future. From the home mortgage sheet, you can decide to purchase other pieces of assets or incur expenses which might make it harder to pay off your home loan.

A home mortgage template should contain:

* Mortgage information

* Bank & contact number

* Loan amount

* Commencement date

* Monthly payment

* Form of payment

* Check or transaction reference

* Interest incurred

* Capital repayment

* Balance for the year

When the monthly repayment is made, the home mortgage template can recalculate and update your home mortgage loan to give you an overview of the outstanding amount and when the loan is expected to be fully settled. As you see the time frame of full settlement approaching, you are more relieved.

Consider the attached sample template for your convenience.

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Debt Reduction Template

Debt free living is quite hard for most people in today’s unfavorable economy. Even with a job, many face the challenge of paying off their bills. Hence, many are strapped by debts. There are many kinds of debts that one can be found committed to: car loans, housing loans, insurances, credit card loans and even business loans, to name a few.

It is wise to keep track of your debts so that you can pay them off regularly and pay them off fast. Loans are also considered debts as they are financial obligations that are legal in nature. Repayments of loans are to be done on a regular basis until the total loan amount is cleared, usually with interest.

Hence, it is good to engage a debt reduction tool that helps you track the debts you have. This will help you manage your finances properly so that you will not fall further into debts until bankruptcy. You need to be disciplined not to take on more debts by committing to more loans beyond your repayment capability.

Hence, a debt reduction template can have the following columns in its header:

* Date

* Types of debts

* Creditors

* Initial debt amount

* Monthly repayment

* Balance

* Interest

*Date of completion

You can list the creditors or types of debt in any order you like. If it is an electronic debt reduction template, you can sort it in different orders for references.

Consider the attached sample template for your convenience.

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Sign in Sheets Template

Sign in sheets are very useful as they help organize a function where a lot of attendees are expected to be present. Sign in sheets can be arranged at staff meetings where the whole organization is involved or at conferences where lots of participants are present.

Sign in sheets are especially helpful where there are a few functions happening at the same venue but in different areas, as with seminars or break out sessions for conference participants.

Depending on the nature of the function or event, a sign in sheet template can differ. Usually, the sign in sheet template can be quite simple as it states the function name, organizer, time, date and venue of the function so that the participants will not be confused or sign in at the wrong event.

The body of a sign in sheet template of a business related event can have:

* Name of Participant

* Company of Participant

* Title / Designation of Participant

* Contact Information of Participant

* Signatory

The list of information on a sign in sheet proves helpful to the organizer in identifying the number of participants present for the said event or for follow up purposes after the event is over. The sign in sheet information also allows the participants to know his audience as he addresses them in the event or have a better focus when he makes his presentation.

A sign in sheet is essential in preparing for the number of seats in the event.

Consider the attached sample template for your convenience.

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Sales Template

Sales are very important to any business. An organization’s survival in business depends on its healthy sales. A Sales template is really an Invoice that is sent to the organization’s clients or purchasers. It is an official document from the organization confirming the sales of equipment, goods and services to its customers, expecting payment in return.

The Sales template header may contain several items of information; at the very top would be the company’s logo, full name and mailing address at the top of the letterhead. There would be the Date (which the invoice is sent), Invoice number, Customer identification or name and Purchase order number at the top left column.

Billing information of the customer for which payment is directed at, and the Shipping information for delivery purposes follow as part of the header.

Just before the body of the Sales template come on, there may be a sub-header which lists the Salesperson, Shipping method and terms, Payment terms, Due date and Delivery Terms columns.

The body of the Sales template may record the following columns of information:

* Quantity

* Item number

* Description

* Unit Price

* Line Total

The bottom can list the bank name, account number and sort code with a sub-total, VAT rate & amount, S&P and Grand Total columns. If space permits, further notes or advice can be noted at the bottom section such as a business greeting like “Thank you for your business” or reminder to write the check out in favor of the company’s name correctly.

Consider the attached sample template for your convenience.

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Contractor Agreement Template

A Contract is an important document between two parties who come together in agreement of some business transaction. The contract is a legal document which lists the terms and conditions of some business transaction between two parties.

The contract proposal is formally written with specific information inserted to make it a legally binding document.

A contract proposal template usually registers:

* Contractor’s Name & Address

* Client’s Name & Address

The body of a contract proposal records:

* Scope of Work required by the contractor

The contractor is obligated to state the workload specifically so that disputes can be avoided in the future, especially with regards to payment.

* Work Perform

The contractor should state the time frame for each portion of the project to be executed to ensure a good completion of the job at the agreed deadline.

* Contract Price

The contract should state the ball park figure of this project.

* Progress payment

The contract can state the progressive payments to the contractor depending on the scope of work and work performed according to the agreed deadlines.

* Signatories

Both parties are required to sign on the dotted lines at the bottom of this contract proposal as an indication of their agreement to the terms and conditions spelt out in the contract. They should also date the contract to make it effective from that date.

The contract can include other terms and conditions that can be specified in the contract.

Consider the attached sample template for your convenience.

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Daily Reading Template

Reading is an excellent habit which should be adopted by all. The habit should be inculcated in the lives of our children from young so that there will be a learned society when the next generation comes on. This way, society will progress and civilization will be applauded.

To encourage the good reading habit, a reading plan must exist. A daily reading template forms the path for a good reading plan. One can read all types of reading material. There should not be any restriction or limitations, except for the immoral values publications which can destroy the society. Hence, we must monitor the type of reading materials our young children take on or be encouraged to read.

A daily reading template can be very simple. It can have the following components:

* Reader’s name

* Date

* Parent’s name

* Book title

* Author

* ISBN

* Start and End dates of reading

* Summary of reading material

Parental involvement in a child’s daily reading is very crucial. It motivates the child to read more and to develop the reading desire within.

Parents can help their children to choose good reading materials. Younger children can start off with simple words and lots of colorful pictures. Then, the number of pictures should be lesser as the child grows. There are many types of books which can engage a child in reading: fiction, adventure, scientific, mystery, autobiographies, study materials and ghost stories.

Consider the attached sample template for your convenience.

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