Budget Templates

Personal Budget Template

A budget is very important to most people who wish to live within their means. It is hard to do so nowadays without keeping a tight reign on your income as the cost of living keep increasing.

Hence, any concern individual should exercise a personal budget template to keep track of his/her finances on a monthly or yearly. This type of template will assist the individual in keeping to his budget and cash flow to avoid overspending and falling into unnecessary debt.

Hence, a personal budget template can have the following sections to record the necessary information to monitor your monthly financial status:

* Date

* Income

* Expenses

* Total

* Surplus / Shortfall

There will be many details under each section.

The Income column lists all sources of revenue for the individual:

* Monthly salary

* Savings

* Dividends

* Bank Interests

* Fixed Deposits

The Expenses section notes down areas where the cash flow is impacted:

* Household expenses

* Car related expenses

* Entertainment expenses

* Health expenses

* Home expenses

The Total column records the difference between the Income and Expenses columns to note if there is a surplus or shortfall in the budget.

Each section may have the following columns to record detailed information:

* Budgeted figures

* Actual figures


* Notes

These columns allow the user to record and track how each section is being utilized as the month goes by.

Consider the attached sample template for your convenience.

This movie requires Flash Player 9

To download this file. Subscribe or Login.

Leave a Reply

Your email address will not be published. Required fields are marked *